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32px;font-size:.92rem}.site-footer a{color:#dfe7ef;text-decoration:none}.site-footer a:hover{text-decoration:underline}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}.site-footer h4{color:#fff;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;margin:0 0 14px}.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.site-footer .brand{color:#fff;margin-bottom:14px}.site-footer .brand-name em{color:var(--green-400)}.footer-legal{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:22px;font-size:.8rem;color:#8ea0b3}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.guide-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}.guide-card{display:block;padding:20px 22px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}.guide-card:hover{border-color:var(--navy-700);transform:translateY(-2px)}.guide-card strong{display:block;color:var(--navy-800);margin-bottom:4px}.guide-card span{font-size:.9rem;color:var(--muted)}.guide-layout{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}@media (max-width:960px){.guide-layout{grid-template-columns:1fr}}.guide-aside{position:sticky;top:92px}.prose table{width:100%;border-collapse:collapse;margin:16px 0;font-size:.95rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);overflow:hidden}.prose td,.prose th{text-align:left;padding:10px 14px;border-bottom:1px solid var(--line);vertical-align:top}.prose th{background:var(--paper);font-size:.82rem;text-transform:uppercase;letter-spacing:.04em;color:var(--muted)}.prose ul{padding-left:20px}.prose li+li{margin-top:6px}.letter-model{background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:var(--shadow);padding:32px;font-size:.95rem;line-height:1.7;white-space:pre-wrap;margin:20px 0}.letter-model mark{background:var(--green-100);color:var(--green-700);border-radius:4px;padding:0 3px}.cat-picker{display:grid;grid-template-columns:repeat(4,1fr);gap:6px}@media (max-width:520px){.cat-picker{grid-template-columns:repeat(2,1fr)}}.cat-picker button{font:inherit;font-size:.86rem;font-weight:600;line-height:1.25;cursor:pointer;background:var(--paper);color:var(--muted);border:1px solid var(--line);border-radius:8px;padding:10px 6px}.cat-picker button:hover{border-color:var(--line-strong);color:var(--ink)}.cat-picker button[aria-pressed=true]{background:var(--green-100);color:var(--green-700);border-color:var(--green-600)}.opt{font-weight:400;color:var(--muted);font-size:.82rem}.result-amount .big-text{font-size:clamp(1.6rem,3.4vw,2.1rem);line-height:1.15}.breakdown td.ok{color:#1f7a4d}.breakdown td.late{color:var(--red-700)}.tips{background:var(--green-100);border-left:3px solid var(--green-600);border-radius:var(--radius-sm);padding:14px 16px;margin:14px 0 16px;font-size:.88rem}.tips strong{color:var(--ink)}.tips ul{margin:8px 0;padding-left:18px;color:#3d4652}.tips li+li{margin-top:4px}.tips a{font-weight:600;color:var(--green-700)}.cat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:16px}.cat-card{display:flex;gap:14px;align-items:flex-start;padding:20px;text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}.cat-card:hover{border-color:var(--green-600);transform:translateY(-2px)}.cat-card svg{width:28px;height:28px;flex:none}.cat-card strong{display:block;color:var(--navy-800)}.cat-card span{font-size:.88rem;color:var(--muted)}.cat-picker-3{grid-template-columns:repeat(3,1fr)}@media (max-width:420px){.cat-picker-3{grid-template-columns:repeat(2,1fr)}}.tips-neutral{background:var(--paper);border-left-color:var(--navy-700)}.brand-group{margin-top:28px}.brand-group h2{font-size:1.3rem;margin-bottom:12px}.brand-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:8px 16px}.brand-list a{display:block;padding:10px 14px;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);text-decoration:none;color:var(--navy-800);font-weight:600;font-size:.95rem}.brand-list a:hover{border-color:var(--green-600)}.alt-list{display:grid;gap:12px;margin-top:14px}.alt-card{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 18px}.alt-card strong{display:block;color:var(--navy-800)}.alt-card span{display:block;font-size:.9rem;color:var(--muted)}.alt-card .alt-more{font-size:.85rem}.alt-card .btn{flex:none}@media (max-width:520px){.alt-card{flex-direction:column;align-items:flex-start}}.brand-hint{font-size:.85rem;margin-top:4px}.note{font-size:.85rem;color:var(--muted);margin-top:8px}